Privacy Policy

1. Introduction

FinAI ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial intelligence platform, including our web application and desktop application (collectively, the "Service"). By using our Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

• Name, email address, and phone number
• Account credentials and authentication information
• Profile information and preferences
• Financial information (when you connect broker accounts)
• Investment preferences and risk profiles
• Communication preferences

2.2 Authentication Information

When you use third-party authentication services:

• Google OAuth: We may access your Google account information (name, email, profile picture) as permitted by your Google account settings. We do not store your Google password.
• GitHub OAuth: We may access your GitHub account information (username, email, profile information) as permitted by your GitHub account settings. We do not store your GitHub password.
• You can revoke access to these services at any time through your account settings or the respective service provider's settings.

2.3 Financial Data

When you connect your broker account or use trading features:

• Portfolio holdings and positions
• Trade history and transaction data
• Account balances and performance metrics
• Market data and analysis preferences

2.4 Usage Data

We automatically collect information about how you use our Service:

• Device information (device type, operating system, browser type)
• IP address and location data
• Usage patterns, features accessed, and time spent
• Search queries and AI interactions
• Error logs and performance data

2.5 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to:

• Maintain your session and authentication state
• Remember your preferences and settings
• Analyze usage patterns and improve our Service
• Provide personalized content and recommendations

3. How We Use Your Information

We use the collected information for the following purposes:

• Service Delivery: To provide, maintain, and improve our financial intelligence platform
• AI Analysis: To power our AI assistant (Gemini 2.0 Flash) and provide financial insights
• Trading Services: To enable algorithmic trading and broker account integration
• Personalization: To customize your experience and provide relevant recommendations
• Communication: To send you updates, notifications, and respond to your inquiries
• Security: To protect against fraud, unauthorized access, and other security threats
• Compliance: To comply with legal obligations and regulatory requirements
• Analytics: To analyze usage patterns and improve our Service

4. Data Sharing and Disclosure

4.1 Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in operating our Service:

• Google: For AI services (Gemini 2.0 Flash) and authentication. Google's use of your data is governed by their Privacy Policy.
• GitHub: For authentication services. GitHub's use of your data is governed by their Privacy Statement.
• Cloud Infrastructure: For hosting and data storage (e.g., Google Cloud Platform, Railway)
• Broker Partners: To facilitate trading and account integration
• Analytics Providers: To analyze usage and improve our Service

4.2 Legal Requirements

We may disclose your information if required by law or in response to:

• Legal processes, court orders, or government requests
• Enforcement of our Terms of Service
• Protection of our rights, property, or safety
• Compliance with financial regulations (SEBI, SEC, etc.)

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Data Security

We implement industry-standard security measures to protect your information:

• Encryption of data in transit (SSL/TLS) and at rest
• Secure authentication and access controls
• Regular security audits and vulnerability assessments
• Limited access to personal information on a need-to-know basis
• Secure storage of financial data with additional encryption
• Regular backups and disaster recovery procedures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have the following rights:

6.1 Access and Portability

You can access, update, or export your personal information through your account settings or by contacting us.

6.2 Correction and Deletion

You can correct inaccurate information or request deletion of your account and associated data.

6.3 Opt-Out Rights

You can opt-out of:

• Marketing communications (via email preferences)
• Non-essential cookies (via browser settings)
• Data sharing for analytics (via account settings)

6.4 Third-Party Authentication

You can revoke access to Google or GitHub OAuth at any time:

• Google: Visit Google Account Permissions
• GitHub: Visit GitHub Application Settings

7. GDPR and International Privacy Rights

If you are located in the European Economic Area (EEA), United Kingdom, or other regions with similar privacy laws, you have additional rights under the General Data Protection Regulation (GDPR):

• Right to Access: Request a copy of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your personal data ("right to be forgotten")
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Receive your data in a structured, machine-readable format
• Right to Object: Object to processing of your data for certain purposes
• Right to Withdraw Consent: Withdraw consent at any time where processing is based on consent

To exercise these rights, please contact us at mohit@finaiventures.com.

8. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by us
• Right to opt-out of the sale of personal information (we do not sell your personal information)
• Right to non-discrimination for exercising your privacy rights

9. Data Retention

We retain your personal information for as long as necessary to provide our Service, comply with legal obligations, resolve disputes, and enforce our agreements. Financial data may be retained for longer periods as required by financial regulations. When you delete your account, we will delete or anonymize your personal information, except where we are required to retain it for legal or regulatory purposes.

10. Children's Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your country. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy, including standard contractual clauses and other legal mechanisms.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our Service after any changes constitutes acceptance of the updated Privacy Policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: